IVA, 個人自願安排, 債務重組
作者: JG Value 晉高物業估價個人自願安排, 債務重組
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Individual Voluntary Arrangement (IVA)
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它是透過法律程序、經法庭處理的債務重組方法。
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債務人可能需要出售物業以填補債務,最好能參考測量師所提供之物業估價報告(Formal Property Valuation Report prepared by registered professional surveyors)。
IVA (Individual Voluntary Arrangement) and Bankruptcy
IVA (Individual Voluntary Arrangement) – Settle debts through repayment proposals without declaring bankrupt.
Consult a Registered Professional Surveyor (GP Division) when:
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Buying a debtor’s property
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Selling a debtor’s property
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Completing the Statement of Affairs regarding the value of asset
Properties held under single ownership or joint ownership (聯名擁有物業) are also valued for the reference of the Official Receiver’s Office (破產管理署).
資產審查 – 申請自置居所資助計劃HPA、公屋資格入息審查、申請福利援助、學費津貼
比較法Comparison Method of Valuation
產業測量師與物業估價 GP Surveyors and Property Valuation
物業估價日期 Property Valuation Date



